For years
we have been told to be patient
investors. Sock some money in a mutual fund. Buy large cap stocks for
security. Invest in a no load mutual fund. Or, better yet, just put
your retirement 401k and IRA monies in an S&P fund or bonds and
don't
think anymore about it.
For many of you... Stock Investing Probably Has Not Worked Out Like You
Thought.
In
fact, over the last 10 years the S&P has earned a negative
return
(-3%). Even over the last 50 years the total return has been about 7%.
With inflation at an average of 3%, you may have earned 4%, but that's
only if you kept your money in the market for 50 years.
That's because times have changed and we no
longer live in
the same world. The world where you can blindly put aside money in a
retirement account without paying attention to it no longer exists. You
now have to pay attention to the trends
and invest accordingly, or find an investing method that provides
safety.
You have to really "think outside the box" or be a ROGUE investor.
That's why I've been investing in tax liens
for nearly 10 years. If you are looking for a safe investment, backed
by
an asset
and controlled by a government process that is very secure, then tax
lien
certificates are for you.
If
you are looking for constant returns with government-mandated interest
rates starting at 10% and going up to 36% per year with some states
even guaranteeing flat interest rates that you can earn in a month or
less, resulting in astounding returns of up to 240% on an annual basis,
again, tax lien certificates are for you.
I invite you to read on.
TAX LIEN
CERTIFICATES
Welcome to the tax lien process and how you can earn huge investment
returns from this little known investing strategy that is controlled by
the local government and backed by real estate.
The collection of property taxes is a huge priority in every county in
the United States. Literally, if a county cannot collect
property taxes, it will go broke.
To make sure this doesn't happen, in tax lien states, the county places
a lien on any property with delinquent property taxes and sells the
debt to investors. This creates a win-win situation for
everyone: the county gets its money, delinquent property tax owners get
a little extra time to pay their overdue property taxes, and investors
get a low risk, high return investment.
How high is the rate of return on tax lien certificates?
Arizona: tax liens pay an annual return of 16%.
Illinois: tax liens yield 18% for only 6 months... that's 36% per year.
Indiana: tax liens pay out a flat fee of 10% for the first 6 months or 15% for the second 6
months. On an annual basis, your return could be
an amazing 120%.
Florida: tax liens pay 18% per year; with a 5% investor guarantee, on an
annualized basis your
return can be an impressive 60%.
Iowa: tax lien certificates pay an annual return of 24%.
In Maricopa County, Arizona's most populated county, certificate buyers
earned ON AVERAGE 8.54 PERCENT on their investments over the last 14
years. In addition, liens that are not sold at the sale are struck off
to the state and these state-owned liens can be purchased through the
mail for the taxes owed (with no competitive bidding on the interest
rate) with the buyer receiving the full state-mandated annual
interest rate of 16 PERCENT. Here is the tax lien certificate sale
history for Maricopa County.
Sale Year
Liens Sold
Avg Int Rate
Struck to State -
16%
2010
25,660
8.62%
11,040
2009
22,354
8.66%
8,107
2008
20,401
7.64%
1,651
2007
15,972
7.96%
1,804
2006
13,479
6.03%
2,147
2005
12,515
5.80%
4,247
2004
14,065
6.09%
5,258
2003
14,156
7.88%
7,044
2002
11,771
10.91%
9,299
2001
11,363
10.95%
8,660
2000
11,002
10.12%
6,939
1999
10,766
9.93%
7,769
1998
8,456
10.04%
8,195
1997
10,057
8.90%
8,060
Do you see the trends?
More
liens at higher interest rates and More
liens are available for purchase online and by mail.
Now THESE numbers get me excited!
What's also exciting is that many counties across the U.S., like Maricopa County, are
holding their sales on the internet rather than at the courthouse,
making travel expenses and time away from home a thing of the past.
Florida is another state where many of the counties are conducting
their tax lien certificate sales online. And certificates that remain
unsold are later available for purchase through the mail from the
county, with the buyer receiving the full state-mandated annual
interest rate of 18 PERCENT.
You may wonder whether this investment strategy is out of your reach.
It's NOT!
Looking at just three tax lien sales in September 2010, Wabash County,
Indiana had 70 properties listed, all with a minimum bid of $200; in
Bartholomew County, Indiana, one-third of the liens were available for
minimum bids ranging from $106 to $948; and in Cook County, Illinois,
with over 37,000 liens available, a random sampling showed 37 percent
of the liens with minimum bids under $1,000.
You also do not need to be a U.S. citizen to invest. If you live
outside the country, you can either apply for a tax identification
number from the federal Internal Revenue Service, or set up a U.S.
company to invest for you.
What makes tax lien certificate investing SAFE is that the sales are
governed by state law and conducted by the tax collecting jurisdiction
(typically the county), and your investment is backed by real estate.
What do I mean by this? Well, if the property owner pays his/her taxes
plus interest due to the county within the time allowed following the
sale (the redemption period), then the county receives its property
taxes and you receive your money back plus interest. If the property
owner does not pay his/her taxes plus interest back within the
redemption period, then the county keeps your invested money and you
can foreclose on the property. In all but two states, the MORTGAGE IS
WIPED OUT through the tax foreclosure process.
Stop here for just a second and
contemplate this.
You will either get a solid return on your investment
or you will own the property.
Rogue
Investor member Vicki S. was excited when her $1200 tax
lien certificate turned into a $50,000 cash flow property.
Vicki purchased a tax lien for $1200 at a Missouri tax lien sale in
2007. She held the lien for one year and then took ownership of a
$50,000, 2-bedroom, income producing house for under $2,000, with taxes
and legal fees. She now has a mortgage free, cash-flow property that is
making her $6,000 per year ($500/month) and she only paid a total of
$2,000.
Here are some other examples:
At an Iowa tax lien sale, I purchased
several liens and earned the full 24% interest.
In Nebraska, I purchased several liens
and earned 14% interest.
In February 2010, my tax lien class
averaged 14% interest at an internet tax lien sale. All research was
done online with no travel.
If you are now thinking that tax lien certificates are a great,
undiscovered real estate investing secret, welcome to tax deed sales.
TAX DEEDS
Instead of placing a lien on a property with delinquent taxes, counties
in some states foreclose on the properties and sell the property for
literally only the taxes owed to investors.
You can buy incredible properties at tax deed sales for 50%, 75%, or
more than 90% below market value. The process is similar to buying a
mortgage foreclosure property, except that the bidding normally starts
at only the taxes owed.
And here's a little known secret. In states like Texas,
Georgia, Delaware and Rhode Island, tax deeds carry a right of
redemption bearing an interest rate penalty that can be as high as
25%. This means you get the full interest rate even if the
tax deed is redeemed right after the sale, giving you annual returns as
high as 300% per year.
Georgia offers a redemption fee to investors of 20%, if
redeemed within one year. If the property owner redeems in one month, your effective annual
interest rate is a stunning 240%.
Texas offers a redemption fee to investors of 25% for
most properties, when redeemed within 6 months. If the property owner
redeems in one month, your
effective annual interest rate is an incredible 300%.
Delaware offers a redemption fee to investors of 15%. If
the property owner redeems in one month, your effective annual
interest rate is a spectacular 180%.
Success in life is often about finding hidden opportunities before
everyone else, and tax deed sales are definitely a hidden investment
opportunity.
Even if you have a limited budget, you can purchase tax liens or deeds
for as little as $50 to $200. For example, at a recent tax deed sale
near Kansas City, I
purchased a commercial property for only $150. Yes, that
is correct. Only $150.
Here are some other examples of successful tax deed investments:
In Austin, Texas, Rogue Investor member
Roanna and two partners met at our annual Tax Deed Workshop, formed a
joint venture and purchased a tax deed in Austin for approximately
$40,000 that is worth $120,000 and is close to the downtown growth
corridor. Yes, that is correct, 50% off even in booming Austin.
In Alabama, Rogue Investor member and
joint venture partner Angi B. purchased about $100,000 worth of Alabama
tax liens and earned 12% interest. No hassles. The interest was safe
and secure, controlled by the county and state government and backed by
real estate.
In Arkansas, I purchased 15 acres of
wooded land for only $500 per acre. The land is valued at between
$2,000 to $5,000 per acre, not including the lumber.
Historically, investing in real
estate has been the basis of all wealth. Andrew Carnegie summed it up:
"90% of all millionaires have made it through real estate." When you
study the facts in this economy, investing in tax liens and tax deeds
is one of the safest and quickest ways to make your fortune!
You do not need a special license to invest in tax liens or tax deeds.
The sales are open to the general public. Even non-U.S. residents can
invest. All you need is a tax identification number or EIN for your
company. It's that simple.
I can show you how to easily get a tax I.D. number.
And if you are intimidated by the thought of attending a public
auction, or don't want to take time off from your daily life to travel
to an auction (and pay the travel expenses), don't let that stop you
from investing in tax lien certificates or tax deeds. Many counties in
states like Arizona, California, Colorado, Florida, Indiana, and
Colorado are now conducting their sales on the Internet, and this trend
is only likely to continue. If you have ever purchased an item on eBay,
you already know how to maneuver an online auction.
It's as
easy as eBay!
Alternatively, you can purchase tax lien certificates and even tax
deeds that were not sold at the original tax sale through the mail,
usually with no competitive bidding, in Alabama, Arizona, Florida,
Texas and 12 other states. For tax liens, that means you get the full
interest rate allowed by state law. And for tax deeds, that often means
you can get the property for only the taxes owed.
HOW DO YOU
GET STARTED?
The SILVER ROGUE
INVESTOR
COLLECTION EBOOK, totaling 889 pages, is the most
comprehensive,
up-to-date tax lien and tax deed investing resource on the planet. Why
the name Rogue? Because when you become a Rogue Investor member you are
unique. Your are breaking away from the crowd toward the financial
finish.
Here is what you will receive with your SILVER PACKAGE:
1.Rogue
Investor Collection eBook: You will be able to immediately
download the Collection in pdf format with the instructions you receive
in your invoice.
The Collection includes over 800 pages on tax lien and tax deed
investing information, including:
Detailed information on every state that
sells tax liens or tax deeds, including specific county information
Comprehensive information on Canadian tax
sales
A detailed description of the tax
lien/tax deed investing process
Tax lien/tax deed investing methods,
techniques and tips
Tax sale procedures and rates of return
for each state
Links to county websites that sell tax
liens and tax deeds
Auction dates and procedures for every
state, including online tax sale auctions
Sale dates and procedures for every
Canadian province that sells tax deeds
Detailed information on specific tax sale
procedures in almost 200 of the most populated counties in the United
States
A proprietary ranking system so you can
decide which states are best for investing
The states that offer the highest
potential for property ownership
A detailed and practical field guide to
purchasing tax liens and tax deeds that takes you through every step of
the process including:
How you can find properties in any
situation from the information included on tax sales lists
How you can easily research
outstanding liens, titles and other legal issues at the court house
How you can quickly determine the
value of any property
Tips for how you should bid at an
auction
Frequently asked tax lien questions and
answers, and
How to avoid potential
problems.
Some tax sale products will try and sell you a separate manual for each
state.
Let me give you some advice: You will waste your money buying a tax
sale manual for every state or province!
Instead, in the Rogue Investor Collection, I include detailed
information on every state that conducts tax sales so you will never
have to buy another tax sale investing product again.
2.
Rogue Investor Report: Every month, I update you
on upcoming tax sales. To make sure you get the most current
information possible, I provide in my newsletter actual links to sale
dates, procedures and tax sale lists for states and counties in your
area. Plus you get access to the archive of all previous newsletters.
3.
Unlimited Updates for Three Years: You
will receive access to the latest edition of the Rogue Investor
Collection electronically (pdf file) for the next three years. Never
worry again about buying information that will be outdated.
Testimonial
Michael, I invested in the Rogue Investor course back in 2006 (never
regretted it, by the way). I had purchased two tax liens in Illinois
back in '06, and just wanted to give you an update. I won both bids at
17% and the first one redeemed within the first six months (good
return!). The second I had to put two extensions on the redemption
period, due to a lack luster attorney, and had gotten to the point of
petitioning the court for deed and sending out final notices. This
property had an income producing cell tower on it (nice tenant) and I
was praying it would become mine. Well, the leasee ended up redeeming
and you can do the math-it was a great return. Thank you so much for
your information and the sharing of your wisdom and knowledge.
- Good Luck in all your endeavors
Jenni Swiatek
Testimonial
I got your course a few months back. It's the best and most
comprehensive thing out there on the subject of tax deeds and liens
that I could find - and I looked everywhere.
- Brennan You
will receive everything immediately by electronic download upon
purchasing:
1.
Rogue Investor Collection ebook in pdf format (includes Rogue Real
Estate Investor, Rogue Tax Sale Investor, and Rogue REIT Investor)
2. Archives link for Rogue Investor Report newsletter
And you will become a Rogue Investor Member, receiving our newsletter
and free upgrades to the Collection.
GET ALL OF THIS FOR THE LOW PRICE OF ONLY $27!
To ORDER NOW,
click on the SILVER button below:
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You will receive the following TWO
EBOOKS with your order:
Book #1
Rogue
REIT Investor eBook - included with the Collection
The Rogue REIT
Investor ebook shows how you can take advantage of an investment that has about 1/2
the risk of stocks and pays high
dividends.
Real
Estate Investment Trusts are actually 50 percent less risky
than investing in the stock market and, since the inception of REITs in
1960, the returns have been better than the stock market when compared
with the same period.
On
average REITs pay out about 5% just in dividends, and historically have
returned a total of about 12%.
Would
you rather earn 1% to 2% per year on your money in a money market fund,
or earn 12% per year on your money investing in
REITs?
If
you want a completely hands-off real estate investing method with no
hassles, REITs are a great investing alternative.
However,
just like tax lien certificates and tax
deeds, REITs are a hidden investment
opportunity and almost no books have been written on how easy it is for
you to become a successful REIT investor.
I
have been personally investing in REITs for over 15 years and while others have been watching their stock investments go up and
down like a yo yo, my REIT investments have gone up steadily and have
consistently paid me large dividend payments every three months.
If
you do not know about tax lien certificates, tax deeds or REITs, you are probably missing out on three of
the safest and most lucrative ways to invest in real estate.
Book #2
Rogue
Real Estate Investor eBook:
REO and Government Foreclosures - included with the Collection
1 in 84 U.S. Homes are now in
Foreclosure.
Rogue
Real Estate Investor describes exactly how you can make
fantastic profits buying home foreclosures from banks and even the U.S.
government.
Did You Know that
Right Now You Can Buy Government Foreclosures for
as little as NO MONEY DOWN with Government Financing?
Now is the best time in over 25 years to buy REO
foreclosures. REO refers to "real estate owned." These are bank owned
properties, and banks are not in the the business to own
properties. Come to think of it, the U.S. government is not really in
the business to own foreclosed real estate.
With little or no money to start and while working
full time, you can safely earn 30 to 50 percent or more per
year in the home foreclosure market. More
importantly, in exchange for a small time commitment, you can create a
huge financial nest egg for yourself in just a few years.
Real
Estate Investor from Canada takes
advantage of the U.S. REO Foreclosure Market
Jimmi
L. read through the Rogue Investor Collection and attended our real
estate, tax lien and small business workshop. He then took advantage of
our Rogue Investor
Foreclosure Plan
and picked up a duplex for only $14,000 after we negotiated the price
down from an already incredible price of $31,000...and each side will
bring in between $500 to $600 in cash flow.
The Rogue Real
Estate Investor ebook also includes:
An insider's guide to the
hidden opportunities in real estate foreclosures,
including bank-owned, HUD, VA, GSA, SBA, IRS and FDIC properties.
A comprehensive plan for
setting up your real estate business to achieve maximum profits.
A proprietary propertyscreening guide for
finding properties with the best cash flow and long-term appreciation.
Simple instructions on how to
determine the value of any type of real estate.
Proven strategies for hassle-free
rental property management. One proven concept in rental management
could easily save you thousands of dollars.
No money down and low cost strategies for obtaining property on a tight budget.
Practical advice for making
the most money when you sell a property.
How to buy real estate using
your retirement money through a self-directed IRA, 401K, RSP
or other retirement accounts.
Strategies for saving
money on taxes when you sell properties.
How to easily set up your
real estate business, including information on LLCs (limited
liability companies) for all 50 states.
It's a Fact!
You can buy cash flow properties for less than $15,000 that earn over
$1,100 per month.
I challenge you to find a more
comprehensive, current and affordable product covering every aspect of
tax lien certificate, tax deed, REIT and foreclosure investing on the
market.
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1.
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I wish you success in 2011!
Michael Williams
P.S. Think about it!
It's your future. You can either make excuses or take a
few hours to learn how to achieve financial independence for yourself.
You
owe it to yourself to live the best life possible.
P.P.S. If you are hesitating, I encourage you
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member.
More
liens at higher interest rates and 
Real
Estate Investment Trusts are actually 50 percent less risky
than investing in the stock market and, since the inception of REITs in
1960, the returns have been better than the stock market when compared
with the same period.
Rogue
Real Estate Investor describes exactly how you can make
fantastic profits buying home foreclosures from banks and even the U.S.
government.
